I’ve just updated this post with a few extra tidbits since moving to LA! Also, the comments are a great place to find answers for visa questions and importing your car. Enjoy!
Whether you’re being transferred for work or going to college in the USA – you might find this post helpful. Having just moved to the USA from Canada (here’s WHY we moved), I’m hoping others doing the same can benefit from my experience so far and avoid a lot of hassle when getting settled into the United States.
I did everything below out of order, but here is a rough idea of what order you could consider doing everything in and some of the bumps I experienced along the way!
1) Apply for your Social Security Number – I really should have done this the day I found out my US visa was approved at the US border. It can take 2-3 weeks for your SSN to be processed and this number really is the basis for EVERYTHING. Drop anything else and apply for this as soon as you arrive.
2) Apply for your Work Visa – If your work visa has not kicked in, or you need to apply for one after you arrive (like me) I would do this as soon as you have your SSN. My visa is going to take an additional 60-90 days to process, so the sooner you apply, the sooner you can start working.
3) Open a Bank Account – Once you have a US mailing address and SSN, you should get to a bank and open an account so you have a place to deposit your US paycheques and an account to start paying bills from.
4) Get a US Credit Card – It’s really hard to build credit in the USA with NO American credit history. The best thing you can do is apply for a prepaid credit card where you would leave a $1000 deposit for a $1000 limit on a credit card. Use this to slowly build credit over the next 3-6 months and then you can eventually ask for your deposit back. I would advise doing this ASAP as most credit cards from Canada will charge you a 2.5% foreign transaction fee on EVERY purchase. This adds up big time!
I actually got approved for an American Express US credit card just by having one in Canada for over a year in good standing. I think it’s because they are their own bank and are more flexible with their clients moving around a lot.
The other biggest pain in the butt was finding an apartment where we would pass their credit check – again with no US credit history. Smaller landlords are more flexible, you could offer to pay 3-6 months of rent in advance if the situation does not seem sketchy. However larger property management firms just didn’t seem to get it. So FYI.
5) Go to the DMV – When I moved to the state of California, I had 10 days to change my driver’s license over. Make sure to get to the DMV right away to do the written driving test. Once you pass, you have a temporary license for about 60 days and then you need to book and pass a behind-the-wheel test. Laws and timing vary between states – so double check.
6) Import your Car – We made the mistake of NOT importing our car when we drove it from Canada to the US border. It’s much easier to do this when you cross, but not to worry. You have up to one year to officially ‘import’ your car at a PORT near you. Check out my post on how to import your car from Canada to the USA.
7) Moving Your Stuff – We opted to sell EVERYTHING and moved to the US with just four suitcases and two boxes. If your work is not subsidizing your moving expenses, this might be something to consider. I looked into renting a shipping container with storage from Toronto to Los Angeles and it came in at around $3500. My stuff is not that nice or all that important. So we opted to sell it all on Craigslist. The DIY Uhaul option priced out to about $2500 with gas. Moving companies can charge upwards of $3500 + for my situation from Toronto to Los Angeles. There is usually a fee for cross-border and brokerage.
I packed a few extra full suitcases and left them in Toronto with my family. That way when people come to visit, they can grab an already packed suitcase and pay $25-30 to bring down a second checked bag for me. This is a great way to slowly move down your seasonal clothing too.
8) Get a Prepaid Cell Phone – Unfortunately with only Canadian credit it was near impossible to sign a contract and get a post-paid cell phone. I opted for this prepaid plan with T-Mobile which offers unlimited long-distance and texts back to Canada (I think for $10/month). The main reason this sucked is the fact that I paid full price for my iPhone. There were no iPhone discounts for activating with them at the time I signed up.
However after about 2-3 months I was approved for this post-paid plan with a $300 security deposit. This is useful because T-Mobile just launched unlimited international data roaming in major countries around the world including Canada and so far you can only get it on a post-paid plan.
After 12 months I got my $300 deposit back in the form of a bill credit. Make sure you call in and ask for it back because I don’t think they automatically credit you. Also, I think I still would have had to pay full price for my iPhone if I did post-paid off the bat. Check out T-Mobile online for all your options.
9) Buy Health Insurace – Do not mess around with this. Make sure you have enough travel insurance to cover you for at least 45-60 days while you get settled. Once you arrive, if you are in charge of purchasing your own health insurance make sure you get on this right away. At the same time you may want to bundle it up with your car, life, contents and personal umbrella liability insurance.
If work pays for your medical, health and dental – ask LOTS of questions on how much coverage, co-pay and liability you have. We found that our liability on our car insurance was super low, so we topped up and bought an additional umbrella policy. If you have wedding rings or major jewellery – bring your appraisal forms or else you need to get everything re-appraised again for insurance purposes.
10) Your Prescriptions – I’m adding a little extra section on prescriptions here. Since moving to LA, I’ve learned that often times the medication you are used to getting in Canada may not be available here in the US or are branded under a different name. Before you move, talk to your doctor or pharmacist for alternatives they suggest or do the research and find out which American brand has the exact ingredients of what you’re using now.
I got stuck with a generic when my medication from Canada ran out and I suffered from some pretty terrible side effects when I had switched. It took me 6 months to figure out what was wrong with me and I wish someone had told me to pre-research what version of my prescription I could get in the USA. So just a heads up!
11) Book into an Airbnb – I’m always surprised to learn when people haven’t heard of Airbnb. If you’re looking for temporary furnished accomodation, you can search via Airbnb for a whole home if you’d like. Paul and I did this for about 2 weeks when we arrived in LA while we were on an apartment search. Do check out the site! We stayed friends with BOTH of our Airbnb hosts and they were great at giving us an inside scoop about how our new city works.
Here are a few other posts I’ve written you might find helpful:
How I drove across Route 66 from Toronto to Los Angeles + where to stop.
Why I quit my job and how I switched careers.
If you do move to the US without employment, you’ll probably need these 10 Tips for Landing Your Dream Job.
So far, so good. This is as far as I got in my own journey. Do you have any tips to share about moving to the US from Canada or vice-versa? Have a question? Please leave it in the comments – it’s better then emailing me, as many people will probably benefit from hearing the answer or we can all help each other out.
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Disclaimer: I’m not a professional immigration lawyer or expert. This post draws from my own experience and I advise you to double-check all facts and get pro advice on anything you are unsure about.